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NEW QUESTION: 1
Which of the following are elements of 'group risk':
I. Market risk
II. Intra-group exposures
III. Reputational contagion
IV. Complex group structures
A. II, III and IV
B. I and II
C. I and IV
D. II and III
Answer: A
Explanation:
Explanation
The term 'group risk' has been defined in the FSA document 08/24 on stress testing as the risk that a firm may be adversely affected by an occurrence (financial or non-financial) in another group entity or an occurrence that affects ther group as a whole. These risks may occur through:
- reputational contagion,
- financial contagion,
- leveraging,
- double or multiple gearing,
- concentrations and large exposures (particularly intra-group).
Thus, the insurance sector may be considered a group, and a firm may suffer just because another group firm has had losses or reputational issues.
The FSA statement goes on to identify some elements of group risk as follows:
- intra-group exposures (credit or operational exposures through outsourcing or service arrangements, as well as more standard business exposures);
- concentration risks (from credit, market or insurance risks which could put a strain on capital resources across entities simultaneously);
- contagion (reputational damage, operational or financial pressures); and
- complex group structures (with dependencies, complex split of responsibilities and accountabilities).
Therefore Choice 'a' is the correct answer and the rest of the choices are incorrect.

NEW QUESTION: 2
You use the ADU started from the SmartStart CD. You want to send the result for further analysis. Where can you save the file?
A. on a CD, burned with the optional CD-burner
B. on a USB stick
C. on Drive C using NTFS
D. on a mapped network drive using FAT16/32
Answer: B

NEW QUESTION: 3
Welche der folgenden Aussagen ist für einen Informationssicherheitsmanager für die Kommunikation mit Geschäftsbereichen am relevantesten?
A. Business Impact Analysis (BIA)
B. Bedrohungsanalysen
C. Schwachstellenbewertungen
D. Risikoeigentum
Answer: A